Credit Cards

A Quick Guidelines to Raise Your Credit Score

In recent years, financial institutions have begun to set lending rates and provide various offers to borrowers based on their credit score. So, your CIBIL score is no longer a number that determines your creditworthiness. Hence, if you are looking to avail credits from a financial institution, you must maintain a good credit score. Most lenders look for a credit score above 700 among other criteria to deem a candidate…

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The Specific Ways in Which Credit Card Processing Fees Work

The credit card processing fees you have to pay for each transaction ideally should be your point of worry because it will determine the end amount that you pay. These fees will largely depend and vary on the pricing model followed by your merchant provider. In order to ensure that you team up with the best processor, you will first need to understand clearly how the credit card processing fees…

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Why do You Need to Have a RBL Bank Credit Card in Your Pocket?

Credit cards are one of the most useful financial tools today as it offers access to a line of credit which you can use to meet your expenses easily. However, not all cards can help you avail the same set of benefits, which is why future users should be careful while opting for a card. An RBL Bank credit card, for instance, provides some attractive features and benefits that can…

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Here’s why it’s good to have more than One Credit Card

In the modern times, cashless payments and digital transactions have taken over the world. This makes the credit cards are not an option, but rather, a necessity. The question that arises in this regard is that how many credit cards an individual needs in the wallet just to be safe, in all regards. Some of the financial planners opine that having one credit card is more than enough as they…

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Are Travel Credit Cards Worth the Annual Fee

Are you trying to figure out how to pay for your next vacation? A growing trend is applying for travel credit cards. Some offering the most rewards charge an annual fee. However, some travel credit cards may not be worth the annual fee. Before you apply for your next credit card, you must decide if the annual fee is worth the benefits. To help you decide, consider the following points…

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Your Guide to Using a Credit Card to Fulfil your Lifestyle Needs

The demonetisation initiative has indeed enhanced the use of plastic money by Indians. As per the data of Reserve Bank of India, there has been a 50% rise in the quantum of credit card circulation from 2016 till 2018. There has been an increase in credit card transactions as well. In April 2017, the number of credit card transactions stood at 286 million, whereas, by April 2018, it has reached…

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Credit Card Processing – What Goes on Behind the Scene?

For every credit card transaction made, you get a message from the bank about the details of your purchase. However, there are a number of parties involved in various processes involved during the time you make the purchase until you get the message with your transaction details. To ensure that the whole procedure is happening in a matter of seconds, there is the bank as well as the payment getaways…

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Reasons not to Move Abroad without Paying your Credit Card Dues

A credit card, along with all its benefits, also comes with a set of financial responsibilities for the user. These include the obligation to pay all the outstanding dues (preferably by the due date), payment of associated charges like joining fee and renewal fee among others. At times, it may be difficult for you to pay the pending dues on the card. Particularly, if you are moving abroad shortly, the…

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