Going for a holiday travel has become a routine for many of us. It is important as it helps in adding instant energy to our lives and soul. It is recommended to keep on frequent travelling as it acts as a stress buster for many.
Having a budget- friendly holiday is all what we look for. The introduction of travel credit cards in the market have played a very significant role in making sure that one has multiple options to save his money with the availability of many of the discounts.
Talking about these discounts and many more benefits, we have brought to you important and must to imply processes while using your travel credit cards. It will help you to save your money while travelling with these 6 travel credit cards.
Apart from getting reward points, miles, cash -back, there are so many advantages that comes all the way with these travel credit cards prompt usage.
Here is the list of processes that will offer you best ways to optimize your spending and save a huge amount of money with the help of these travel – oriented 6 travel credit cards Tips.
Travel Statement credit rewards
This is one of the convenient ways to save a big amount of yours while planning your travel. This process allows you to redeem your rewards for your upcoming holiday. These points could be used as a travel statement credit.
You can easily book your upcoming air tickets, hotel accommodation and many more with the help of these rewards redemption. You have to once check with your eligibility and if all goes in place, you can enjoy the heavy discounts on your upcoming travel.
Many of us forgot to check their travel statement credit rewards. However, it is advised one should keep a complete eye on the different reward points available on your credit card.
Airline Fee Credits
It is not known to many of the credit card holders that your credit card may support the airline fee credit to you. This will cover your cost for checked baggage fees, in- flight meals, easy access to airport lounges and sometimes the upgrades too.
It helps one to trim his expenses while planning your upcoming travel. Hence, it helps you to keep your budget light.
One should check with per year calendar of your credit card, so that calculations become easier and less complex to you.
You may like to Read: 9 Credit Cards Lessons to Follow
Waived Baggage Fees for Check-in Bags
If your credit card has a tie up with the airline you are travelling, you might likely enjoy many of the unexpected benefits.
With co- branded travel credit cards, one can save the fee of check- in baggage. If you make your upcoming booking, using the associated credit card, you can easily get the waived fees and enjoy your trip.
Hence, you can use your credit card as your favorite saving asset too.
Discounts and Freebies for your plus one
Have you heard about happy hours? Similar to happy hours schemes that come across you for various dining and shopping options, your credit card helps you to get the same offer for your travelling also.
These deals may however vary. It is important to check for your credit card services. You never know, which discount is waiting for you.
No foreign transaction fees
Are you planning to holiday in abroad? Make sure you know about all the benefits of your credit card while making your expenses.
There are many of the travel credit cards that does not charge you any foreign transaction fee of around 1% to 3% from you. You can always check with your bank to avail this benefit for your expenses. It also helps you in saving a huge amount.
Trip Cancellation insurance
While making your bookings for the upcoming trip, it is important to know about the services offered by your credit card for trip cancellation insurance.
There are many credit cards such as World Master Card, Visa Signature Benefits, American Express etc that offers you best policies and schemes for your trip cancellation insurance.
Though the type of coverage offered by every credit card is slightly different, one should always double check about all the facilities offered by the bank as a whole.
Rental car insurance
You will be surprised to know that many of the credit cards also offers you primary as well as secondary rental car insurance too. This means if you have booked the rental car with the help of your credit card, so in case of any of the damage to the rental car, while you are using it, will be covered under the insurance.
This is one of the extra privileges that comes with the use of credit card while planning your travel.
You may like to Read: best financial planning blogs
Keeping all these considerations in mind, one can easily state that having a credit card that offers you above- discussed privileges to its owner, is a bliss. It is one of the best way to insure your trip and save a lot of money while making your trip plan.