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How to Unblock Bajaj Finserv EMI Network Card – Online/Offline

Are you worried about the money crunch while buying new appliances and devices? Affording luxury is no longer difficult with the Bajaj Finserv EMI Network Card that lets you buy top-notch products with no hassles.

From a range of products including smartphones, TVs, washing machines, laptops, and more, you can bring the latest products home with no-cost EMIs. What’s more, you can choose a flexible tenor ranging from 3-24 months to keep your savings intact.

With a 0 down payment facility also available while purchasing products, you can now easily purchase your favorite items through a pre-approved loan of 4 lakh. Luxury is just a step away from the Bajaj Finserv EMI Network Card which requires minimal documentation.

Additionally, there is no need to make any minimum payment while purchasing; you can directly make purchases and convert the cost into EMIs.

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However, your EMI card can be blocked due to multiple reasons, including missing out on payments or a dip in your CIBIL score. In such cases, you can unblock your card, so you can continue purchasing your items.

Identifying the reason why your card has been blocked is important to know how to unblock your Bajaj EMI card. The following are some guidelines to make it an easy process.

Missing Out on Payments

Non-payment of a monthly installment can directly lead to the blockage of your card. To rectify the issue, payment of your last bill can result in continued usage of the EMI Network Card.

You can do so through a variety of options available to you, such as visiting your nearest Bajaj Finserv branch, or online payment through the website and mobile app on the go.

ECS Mandate Processing is Incomplete

Since EMIs are directly withdrawn from your provided bank account, ECS mandate processing is important for the continued usage of your card. Your ECS mandate must be accepted by your bank to allow for uninterrupted monthly payments.

Once you encounter problems in your ECS mandate, you can approach the nearest Bajaj Finserv representative and submit a new mandate.

While submitting a new mandate, you should pay your installment in advance if you are initiating your mandate before the 22nd of the month. Once your mandate goes through, you can continue using the card within a period of 45 days.

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Low CIBIL Score

A minimum CIBIL score of 750 is crucial to ensure continued usage of your Bajaj Finserv EMI Network Card. In case your CIBIL score dips, your card may be blocked, which you can rectify through three steps. You will need to clear any unpaid dues, download a copy of your latest CIBIL score, and directly get in touch with Bajaj Finserv representatives through the website to share your latest CIBIL score report.

Unblocking On-the-Go

Bajaj Finserv allows you to unblock your card hassle-free through the Experia app in no time. You can simply log into the customer portal provided through the downloaded app, navigate through the options available for EMI Card and unblock your card in accordance with the process mentioned. With a few clicks and swipes, you can easily unblock your card through your phone in no time.

Offline Unblocking

For those with limited access to the above options, you can choose to unblock the card through the Bajaj Finserv customer helpline number as well.

Simply keep your 7-digit EMI Card number with you, dial 086980 10101 and personally talk to one of Bajaj Finserv’s representatives about the issues you face. Within a short period of time, you can make the most of your EMI Card with continued usage.

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