Have you heard about flood insurance? If you have, you might be wondering whether you need it. To help you decide whether flood insurance is important for you or not, it’s crucial to understand this insurance and its purpose. Floods are some of the common natural calamities in the USA, as per the Federal Emergency Management Agency (FEMA). Even a small amount of water may cause expensive damage to your…
Insurance
5 Questions to Ask Before You Buy Contractor Sickness Insurance
Contract work means tight deadlines, constant client interruptions and updates, and vulnerability to a lot of risks. It was reported that employers lose about 1.4 million workdays every year due to sickness. While you do what you love as a contractor, you are also subject to the risk associated with sickness. A Contractor Sickness Insurance cover is a must-have to mitigate these risks. Here are the top five questions about…
The Need to Protect Your Home and Yourself with Home Insurance
For a lot of people, in fact, most, buying a house is a significant investment and a goal that takes a lifetime to reach. With real estate rates reaching the skies, it has become even tougher. So when you do buy a house, it is a must that you get yourself a well-researched home insurance plan. I would advise you that you don’t assume that it is a waste of…
4 Common Health Risks Caused by Car Accidents
There is a famous saying, “nothing is for certain but taxes and death.” Well, being involved in a car accident is also a quite strong certainty. Actually, the odds are high! With so many cars and drivers on the roads, it’s not surprising. According to Forbes, on average a driver will experience an accident insurance claim once every 18 years. With that, car accidents not only impact financially, but also…
Choosing the Right Travel Insurance for Your Long Road Trip
Whether it is for leisure or business, traveling requires a certain level of planning that many people often take for granted. For sure, we do not face any serious challenges along the road, which is why it is only imperative to have a detailed plan for every aspect of our trip – from preparing your luggage booking and creating an itinerary, to booking your flight and hotel accommodation in your…
The Right Oboe Insurance – The Best Friend of an Oboist
If you are a musician, says an oboist, then you are pretty much in love with the instrument you play. And, the very thought of losing it, gives you Goosebumps. Isn’t it? Therefore, you need to understand it in the first place that music is immortal, but your instrument isn’t. So, getting the right Oboe Insurance for it should be your topmost priority. What if your Oboe is Covered by…
How is Personal Accident Insurance Different from Health Insurance?
Personal accident insurance and health insurance policies are two products that cover your medical expenses but differ across the terms and conditions of coverage. As the name suggests, a personal accident policy provides coverage during an accident and the healthcare implications that can arise from it. On the other hand, a healthcare insurance policy covers particular illness and diseases; it might not provide benefits during an accident. The difference between…
10 Reasons Why You Should Consider Having a Health Insurance Agent
Your primary goal when it comes to finding the right insurance plan is finding one that ticks all the right boxes in terms of meeting your personal medical needs and fits your budget too. The fundamental issue with relying on a government-exchange is that you are less likely to get such a wider view of your options than if you worked with a health insurance agent. When you decide to…
What are Term Insurance Policy Riders and Benefits of Term Insurance Riders?
The benefits of buying term insurance are immense. What if someone told you that you could enhance your existing term life insurance cover by adding riders available at added premium charges? While it may sound addition to your expenses, spending a few extra bucks now will make you eligible for the privileges or benefits you earn in the long run. Free Compare Online Best Top Term Insurance Policy and Plans…
How Insurance Agency’s Evaluate Risks & Set Premium on Different Policies?
How insurers asses the risk of life, car, health, etc.? On what basis they set premium for every risk? A pervasive question strikes the mind of every individual or business across the globe. Well, the decisions are based on various factors including your gender, age, income, geographical location, and even your hobbies. The higher the risk to your life, the higher your insurance premiums will be. For example, if you…