Investing

How to Financially Prepare for Your Child’s Future

One of the biggest mistakes a lot of Indian parents make is planning for a baby before getting their financial matters in place. Many parents are under this misconception that just because they have a well-paying job, they can afford to have a child. But the reality is not as simple as it sounds. Right from prenatal tests and supplements, to maternity clothes, there are bound to be expenses even…

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How to Invest Money: A Guide to Grow Your Wealth In 2019

Money is an essential commodity in life. Though some may argue that money is not everything, there is no denying the fact that almost all aspects of life need money in some form or the other. If you have earned money, however much it is, it is probably not a good idea to waste it in a vault. Invest it somewhere reliable instead. Money sitting idle is money not well…

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Investment Strategies for Beginners

Most people think that saving their hard-earned money is a lot safer than investing it. They forget to consider the fact that inflation is real and its impact on their savings is far from being positive. If you don’t want to lose your money’s value or let your savings stay static over time, you’ll need to consider making an investment. It’s your best chance of beating inflation. However, you may…

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How to Check the Provident Fund (PF) Balance in India

The Employees’ Provident Fund (EPF) is an excellent retirement scheme that caters to salaried individuals. You and your employer both make contributions to your EPF account on a monthly basis. A part of your gross salary is deducted every month as your contribution towards the EPF, and your employer deposits the same amount to account for their share. You can withdraw your PF amount along with the interest you earn…

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Perks and Cons of Buying and Renting House

Are you tired of renting? Then maybe it’s time to start settling down and buy your own home. But is it better to rent than to buy a  house of your own? When it comes to these two choices, most will choose the obvious one. Having a house of your own is indeed a dream come true. However, home ownership is not for everyone. Not all can afford to buy…

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7 Basic Facts of Copper for Investors

What is Copper? Like several other base metals, most distinguishing quality of copper is its reddish-brown colour. The word ‘copper’ originates from the Latin word “Cuprum” after the island of Cyprus. Copper was discovered in Ancient Times and used by the ancient Egyptians, Greeks, Romans and Chinese. According to some old people sayings copper is probably the very first metal mined & crafted by humans. Some sources suggest that copper…

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Pension Plans for US Citizens Living in the UK and their Tax Aspects

For US citizens who are currently living in the UK or are planning to work in the country should know about the pension plans that they can choose. Moreover, it is also imperative to have an idea ofthe US-UK tax treaty and double taxation. In fact,the subject has been under the constant talks of tax experts from many years. Matthew Ledvina, who is a professional US tax advisor, also emphasizes…

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How To Access Money From Fixed Deposits Without Losing Interest?

A fixed deposit scheme guarantees a fixed interest-earning which is offered by the bank or financial company at the time of investment. The interest rate will be informed to you in advance as these rates vary with tenor and type of FD you are investing. However, some investors tend to withdraw their FD before maturity due to some emergency or financial crisis. Most of the banks allow you to withdraw…

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