“I just have to make it to Friday.” We’ve all uttered that phrase at some point. Living paycheck-to-paycheck is common for 63% of Americans. Living paycheck-to-paycheck isn’t a sign that you cannot manage money. It just means that the amount…
Personal Finance
Here’s Why Traditional Wealth Management Fails Clients-And What You Should Do Instead
Most financial advisors got into the industry because they wanted to help people. That’s truly the motivation for most of us. We want to help people meet their financial goals and live their best lives – we want to make…
The Moral Imperative of Doing Good with Your Money
In his book The Life, You Can Save, moral philosopher Peter Singer proposes a hypothetical situation that challenges our perspective of poverty. The situation goes something like this: imagine you are witnessing a child drowning in a lake. Would anything…
The Mechanics of Credit Score and Bad Credit Financing
In the finance world, your credit score matters a lot. It dictates the terms and conditions of a loan, the monthly premium you pay, whether or not you can get a loan from a bank, and sometimes whether you can…
12 Ways to Lower Your Energy and Heating Bills and Save Money in 2021
Saving money is something that we all want to do, especially when it comes to heating and energy bills. There are many ways that you can save on these bills. Through this guide, there will be 12 ways that you…
Maintaining Financial and Emotional Independence in Elderly
As you retire, the challenges of work may not last, but those of life continue to crop up. Financial independence is the biggest to hit you hard if you haven’t made any plans for your retirement. Your financial health is…
10 Reasons to Recharge Your Phones Online
Gone are the days when recharging your mobile or DTH plan meant waiting in a long queue outside a local shop. With the emergence of mobile recharge apps, you can do it in the comfort of your home or even…
Ways to Save Money on a Home Renovation
What’s the best way to save money on home renovation? Here are guidelines to help you remodel your home on a budget. Discover the best way to minimize waste and finish your project while sticking to your budget. How to…
Study Advice for Students to Build a Career in Finance
There comes a moment when students have to choose a career that suits their desires. There are many career options, and this article will focus on the finance department. Finance is a challenging subject, and if you have a passion…
7 Tips for Protecting Your Online Bank Account
The past several months have seen a surge in online banking activities. With the public asked to limit the time they spend outdoors, most people turned to various undertakings that could be done indoors, such as shopping, working, and bank…