You pursued your dream course, got your dream job, and a handsome paycheck. At first, everything was going smoothly, but now every month, you seem to be getting deeper and deeper into debt even though you recently got a pay raise. What could be the problem? Simple – you lack financial literacy. Luckily, this is a skill you can gain through the help of a professional financial advisor. If you…
Personal Finance
Your Must-Knows When Getting a Financial Planning Expert in Ramsey
Ramsey is a suburb in New York City, ranking one of the best places to live in the area. It has complete recreational facilities such as golf courses, playgrounds, hockey rinks, baseball field, football stadium, and pools with waterslides. It also has picnic areas and a small lake for residents to enjoy. However, having this quality standard of living has its price. The cost of living in this area is…
Top 10 Personal Finance Practice Every Wealthy Entrepreneur Do
No businessman gets rich overnight. It takes a lot of effort, patience and the right personal finance management skills to go through the phase of being rags to riches. You cannot expect to save enough for your future endeavor unless there is an ideal personal finance practice adopted by you. So, here is your path to becoming a successful entrepreneur with these ten incredible finance management skills practiced by successful…
7 of the Best Strategies for Saving Money
We’re always told that saving is a good thing and spending too much is bad, but what are the real reasons you should save? Knowing these can motivate you to save more effectively, and focusing on your personal savings goals keeps you on track. Here’s why you should save and how to start saving right away, no matter how much you make. The Critical Importance of Saving Money Saving is…
Plan Your Retirement Like You’d Plan a Vacation
By Randy Carver, president and founder, Carver Financial Services, Inc. Imagine you’re sitting on a warm beach with waves washing over your toes, sea breeze in your hair, and a cocktail-complete with a tiny umbrella-in your hand. Or maybe you’re breathing in the crisp mountain air, gazing over a horizon of snow-capped peaks as you pull yourself onto the summit you’ve always dreamed of reaching. When we plan vacations, we…
How Much Does a Personal Injury Lawyer Cost?
In the legal community, there’s a saying that if you ask a law student a question, the answer is “I don’t know,” but if you ask a lawyer the same question, the answer is “It depends.” This saying holds true both for substantive legal matters and also for payment of legal fees. This is especially true when you are the plaintiff in a personal injury case, where attorneys work on…
How to Budget As a Retiree?
With the rising costs of living, housing prices and even entertainment and food costs soaring, budgeting as a retiree has become not just a helpful habit; it’s an absolute necessity. Your twilight years should be spent in comfort whilst you enjoy the benefits of your many decades of labor, but unfortunately for many of us, the life of work we’ve had does not always add up to a generous superannuation…
Two Crucial Steps towards Financial Stability
Kirkland, Washington, aside from being famous for Costco’s Kirkland Signature line, this county is home to beautiful waterfronts and parks, fantastic hotels, boutique shopping, and fine dining. If you’re living in this spectacular suburb, managing your finances can be tricky. With all the eye-catching things you can use your money on, resisting the urge to spend can be difficult, which is why hiring the best Kirkland financial services is an…
Make Short Term Rentals Work for A Long Time
When it comes to rental property, many investors think of it as long-term rental housing. But today, you can make money by investing in short term rentals. If you decide to be an Airbnb host, you are practically setting up a new business. As an investor, you need to know what you are getting into and mind due diligence before jumping onto the bandwagon. Formidable experts can help you manage…
Alternative Ways You Can Borrow Money
Needing to find extra money to survive can be a stressful time, especially if you have a bad credit history which will put of many traditional lenders such as banks. Payday Loan companies have popped up everywhere which makes getting cash easier, but the interest rates that are charged are extortionate. So, what do you do when you need money quickly with a bad credit history? Below are some ways…