Personal Finance

What To Do When You Need Some Quick Cash

There comes a time in your life when you have to grow up and take financial responsibility yourself, and you can no longer visit the bank of mum and dad. Don’t be so surprised when you are suddenly faced with bills and fees that you have to urgently pay but have not prepared for, you may feel like there is nowhere to turn to get help. When you are brought…

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How To Earn Money While Travelling?

For many people, the digital nomadic lifestyle is no longer just a pipedream and is something that’s becoming more attainable for more people every single day. With so many ways to make money while travelling, you’d be hard-pressed not to find a line of work that suits you while you’re out exploring the world. If you’re unsure of which route to take, or you’re looking for more inspiration, here are…

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Find the Best Personal Loan without Damaging Your Credit Rating

Your CIBIL score is one of the significant eligibility criteria required to avail a personal loan. A 750+ credit score will make you a valid customer to receive unsecured financing. These loans don’t require collateral, so your credit score acts as a form of security for the lenders. A high score means you are creditworthy – you have handled all your credits responsibly and repaid them in due time. All…

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How to Start Building Credit at 18

Have your family members, teachers, or other mentors told you about the importance of building credit yet? It can seem overwhelming at first. After all, there are a billion other things to worry about after you turn 18 – why fret about building your credit score right now? Luckily, you don’t have to put too much thought into it. In fact, most of what you need to know about building…

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7 Tips to help you Manage Debt Effectively

Managing debt can seem a lot more intimidating and complicated than it necessarily is. While many people are under the impression it takes a few master’s degrees and 20 years of experience in a top finance company to get a firm grasp on your personal finances, the truth is that, by following a few simple tips and having a trustworthy financial advisor, you can typically avoid falling into serious debt…

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10 Great Financial Habits to Develop Right Now

Image Source: Pixabay It can take many years of trial and error to develop sound financial habits. Yet, the benefits of being responsible with your money far outweigh the time and effort it takes to develop good habits. To help you get started, we’ve put together a list of helpful financial habits that you can start practicing right now. 1. Know Where You Stand Before you even start creating your…

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How to Build Healthy Financial Habits

The first step to building healthy financial habits is recognizing the bad ones. Do you spend too much eating out? Are you taking care of your credit by making the appropriate payments on your credit card bill? Identifying your financial faults will allow you to determine what you need to work on to achieve financial stability and success. Evaluate your finances and recognize the areas you may be overspending and…

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Changes in Credit Scenario in India and Implications for Your Personal Finances

If we go by the official data, traditionally Indians are very careful about credit and the household assets grew much faster than household liabilities as shown in the graph based in RBI data. Note: The aggregate data may not show the non-homogeneity due to income inequality and extent of financial literacy. A survey conducted by the National Bank for Agriculture and Rural Development (Nabard) found that level of indebtedness in…

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